Why Choose An Independent Agency?
If you've ever wondered whether or not you should do business with an independent agency, like ours, and all the rest, we can help you decide here. See below a quick comparison of the differences between an independent agency like us, and the various other types of insurance companies:
Contact Us Today
If you have questions about your potential policy or want us to reach out to you to discuss our coverage options available to you, simply fill out this short form. We will be in touch with you within 24 hours.
If you need assistance sooner, contact us by:
phone at (601) 602-2227
email at email@example.com
Frequently Asked Questions
We know that investing in insurance coverage or financial consulting can be confusing! But we're always here to help and answer any questions to help guide you along the way. Here are some of the most frequently asked questions we encounter when assisting our future customers.
What kinds of questions should I be expected to answer when I am applying for an insurance policy? Why do insurers ask all of these questions?
When you apply for an insurance policy, you will be asked a number of questions. For example, the agent will ask you a number of demographic questions such as your name, age, sex, address, etc. In addition to these demographic questions, you will be asked a number of other questions which will be used to determine what type of risk you are. For example, when an insurance company is deciding whether or not to offer auto insurance to a potential policy owner, it will want to know about the person's previous driving record, whether there have any recent accidents or tickets, what type of car is to be insured and various other types of information.
All of this information will be used for two purposes. First, based upon the responses to these questions, the insurance company will decide whether the profile of the applicant is consistent with the type of risks the insurer is trying to attract. Some insurers specialize in offering insurance to only very safe drivers and therefore will only accept applications from people who fit the profile of a safe driver. Second, once the insurer has decided that your risk profile is consistent with the types of risks it accepts, the answers to the questions will be used to determine which rate to charge you. For example, the insurance company will decide whether you should be offered insurance at the high-risk driver rate or the low-risk driver rate.